During the COVID-19 pandemic, there has been incredible strain on the economy and the income of millions of Americans. The lockdown has made it impossible for some to go to work or school. To combat this, the federal government began the CARES act and distributed unemployment aid. However, time is ticking and soon these unemployment checks will stop coming. For most, this aid is the only thing standing in the way of full blown bankruptcy. While unemployment filings have gone through the roof, bankruptcy has not. The cause for this inconsistency is the aid provided by the CARES act. As these benefits expire this month, Congress debates whether or not to continue the aid keeping many afloat. Many believe that the amount of filings for bankruptcy will soon skyrocket as the pandemic lockdown continues.